Status: working draft, not final legal copy — see ProblemBank_Legal_Scaffolding_Outline.md and have a lawyer review before this is relied on for real users at scale.
One account can hold multiple roles (Reporter, Voter, Idea Generator, Developer, Tester, Investor, Marketer, Seller, Wholesaler). Some roles require verification before they're active — see your Profile page for which. Activating a role means accepting whatever additional terms apply to that role; the Investor role specifically will have its own separate agreement once funding is live, reviewed by counsel before anyone can actually invest real money.
When you submit a problem or propose an idea, you're granting ProblemBank a non-exclusive license to display, rank, and route it through the platform's pipeline. You keep meaningful rights to your own submission — the royalty model this platform is built around depends on that being true. Full IP/ownership terms are being finalized with counsel; see the Legal Scaffolding doc for the open questions.
No vote manipulation, sockpuppet accounts, or fraudulent bounty/role claims. Accounts engaging in this may be suspended or terminated, and the platform's reputation-anomaly detection (see Trust & Security) is specifically built to catch this.
Nothing on this platform — including any AI-generated feasibility scorecard or due-diligence brief, once those features are live — is investment, legal, or financial advice. Anything AI-generated is labeled as such and should be independently verified.
You can delete your account at any time from your Profile page (see the Privacy Policy for exactly what that does and doesn't remove). We may suspend or terminate accounts for violating these terms.
This is a Phase 1 platform and these terms will change as more roles and features (funding, bounties, distribution) go live. Material changes will be announced before they take effect.